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> For a complete documentation index, see https://docs.shimi.cash/api-reference/shimi-api/virtual-accounts/fetch-virtual-account-transaction/llms.txt.
> For AI client integration (Claude Code, Cursor, etc.), connect to the MCP server at https://docs.shimi.cash/_mcp/server.

# Fetch Virtual Account Transaction

GET https://shimi-waas-api-9493532b9281.herokuapp.com/api/v1/virtual-account/{transactionId}

Fetch the status of one virtual-account collection by its transaction ID.

**Path parameter:** `transactionId` (string, required) - the `virtual_trx_id` from Generate Virtual Account.

**Behaviour notes**
- `status` is one of `PENDING`, `SUCCESS` or `FAILED`.
- The response doesn't echo the transaction ID.
- `bankName` here is the provider's value, which may differ from the hard-coded name returned by Generate Virtual Account.
- Not found returns `400` (not 404).

Reference: https://docs.shimi.cash/api-reference/shimi-api/virtual-accounts/fetch-virtual-account-transaction

## Authentication

- `Authorization` header (bearer token, required) — Access token from Generate Access Token (valid 15 minutes).

## Request

### Path parameters

- `transactionId` (string, required) — The transaction ID returned by Generate Virtual Account.

## Response

### 200

Success (pending) / Success (funded)

- `status` (string, optional)
- `data` (VirtualAccountTransactionIdGetResponsesContentApplicationJsonSchemaData, optional)

## Errors

### 400 Bad Request Error

Bad Request

- `status` (string, optional)
- `message` (string, optional)

### 401 Unauthorized Error

Unauthorized

- `message` (string, optional)

### 403 Forbidden Error

Invalid or expired access token / KYB not approved / Account deactivated

- `message` (string, optional)
- `code` (string, optional)
- `kybStatus` (string, optional)

## Types

### VirtualAccountTransactionIdGetResponsesContentApplicationJsonSchemaData

- `amount` (integer, optional)
- `expiryDate` (string, optional)
- `bankName` (string, optional)
- `accountNumber` (string, optional)
- `externalReference` (string, optional)
- `status` (string, optional)
- `currency` (VirtualAccountTransactionIdGetResponsesContentApplicationJsonSchemaDataCurrency, optional)
- `createdAt` (string, optional)

### VirtualAccountTransactionIdGetResponsesContentApplicationJsonSchemaDataCurrency

- `name` (string, optional)

## Examples

### 200 Success (pending)

**Response**

```json
{
  "status": "success",
  "data": {
    "amount": 5000,
    "expiryDate": "2026-10-04T11:05:12.000Z",
    "bankName": "Safe Haven Microfinance Bank",
    "accountNumber": "8800417263",
    "externalReference": "cmgd2j6k50003mn8z4q7r1s9t",
    "status": "PENDING",
    "currency": {
      "name": "NGN"
    },
    "createdAt": "2026-10-04T10:35:12.204Z"
  }
}
```

**SDK Code**

```python 200 Success (pending)
import requests

url = "https://shimi-waas-api-9493532b9281.herokuapp.com/api/v1/virtual-account/transactionId"

headers = {"Authorization": "Bearer <token>"}

response = requests.get(url, headers=headers)

print(response.json())
```

```javascript 200 Success (pending)
const url = 'https://shimi-waas-api-9493532b9281.herokuapp.com/api/v1/virtual-account/transactionId';
const options = {method: 'GET', headers: {Authorization: 'Bearer <token>'}};

try {
  const response = await fetch(url, options);
  const data = await response.json();
  console.log(data);
} catch (error) {
  console.error(error);
}
```

```go 200 Success (pending)
package main

import (
	"fmt"
	"net/http"
	"io"
)

func main() {

	url := "https://shimi-waas-api-9493532b9281.herokuapp.com/api/v1/virtual-account/transactionId"

	req, _ := http.NewRequest("GET", url, nil)

	req.Header.Add("Authorization", "Bearer <token>")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(res)
	fmt.Println(string(body))

}
```

```ruby 200 Success (pending)
require 'uri'
require 'net/http'

url = URI("https://shimi-waas-api-9493532b9281.herokuapp.com/api/v1/virtual-account/transactionId")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Get.new(url)
request["Authorization"] = 'Bearer <token>'

response = http.request(request)
puts response.read_body
```

```java 200 Success (pending)
import com.mashape.unirest.http.HttpResponse;
import com.mashape.unirest.http.Unirest;

HttpResponse<String> response = Unirest.get("https://shimi-waas-api-9493532b9281.herokuapp.com/api/v1/virtual-account/transactionId")
  .header("Authorization", "Bearer <token>")
  .asString();
```

```php 200 Success (pending)
<?php
require_once('vendor/autoload.php');

$client = new \GuzzleHttp\Client();

$response = $client->request('GET', 'https://shimi-waas-api-9493532b9281.herokuapp.com/api/v1/virtual-account/transactionId', [
  'headers' => [
    'Authorization' => 'Bearer <token>',
  ],
]);

echo $response->getBody();
```

```csharp 200 Success (pending)
using RestSharp;

var client = new RestClient("https://shimi-waas-api-9493532b9281.herokuapp.com/api/v1/virtual-account/transactionId");
var request = new RestRequest(Method.GET);
request.AddHeader("Authorization", "Bearer <token>");
IRestResponse response = client.Execute(request);
```

```swift 200 Success (pending)
import Foundation

let headers = ["Authorization": "Bearer <token>"]

let request = NSMutableURLRequest(url: NSURL(string: "https://shimi-waas-api-9493532b9281.herokuapp.com/api/v1/virtual-account/transactionId")! as URL,
                                        cachePolicy: .useProtocolCachePolicy,
                                    timeoutInterval: 10.0)
request.httpMethod = "GET"
request.allHTTPHeaderFields = headers

let session = URLSession.shared
let dataTask = session.dataTask(with: request as URLRequest, completionHandler: { (data, response, error) -> Void in
  if (error != nil) {
    print(error as Any)
  } else {
    let httpResponse = response as? HTTPURLResponse
    print(httpResponse)
  }
})

dataTask.resume()
```

### 200 Success (funded)

**Response**

```json
{
  "status": "success",
  "data": {
    "amount": 5000,
    "expiryDate": "2026-10-04T11:05:12.000Z",
    "bankName": "Safe Haven Microfinance Bank",
    "accountNumber": "8800417263",
    "externalReference": "cmgd2j6k50003mn8z4q7r1s9t",
    "status": "SUCCESS",
    "currency": {
      "name": "NGN"
    },
    "createdAt": "2026-10-04T10:35:12.204Z"
  }
}
```

**SDK Code**

```python 200 Success (funded)
import requests

url = "https://shimi-waas-api-9493532b9281.herokuapp.com/api/v1/virtual-account/transactionId"

headers = {"Authorization": "Bearer <token>"}

response = requests.get(url, headers=headers)

print(response.json())
```

```javascript 200 Success (funded)
const url = 'https://shimi-waas-api-9493532b9281.herokuapp.com/api/v1/virtual-account/transactionId';
const options = {method: 'GET', headers: {Authorization: 'Bearer <token>'}};

try {
  const response = await fetch(url, options);
  const data = await response.json();
  console.log(data);
} catch (error) {
  console.error(error);
}
```

```go 200 Success (funded)
package main

import (
	"fmt"
	"net/http"
	"io"
)

func main() {

	url := "https://shimi-waas-api-9493532b9281.herokuapp.com/api/v1/virtual-account/transactionId"

	req, _ := http.NewRequest("GET", url, nil)

	req.Header.Add("Authorization", "Bearer <token>")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(res)
	fmt.Println(string(body))

}
```

```ruby 200 Success (funded)
require 'uri'
require 'net/http'

url = URI("https://shimi-waas-api-9493532b9281.herokuapp.com/api/v1/virtual-account/transactionId")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Get.new(url)
request["Authorization"] = 'Bearer <token>'

response = http.request(request)
puts response.read_body
```

```java 200 Success (funded)
import com.mashape.unirest.http.HttpResponse;
import com.mashape.unirest.http.Unirest;

HttpResponse<String> response = Unirest.get("https://shimi-waas-api-9493532b9281.herokuapp.com/api/v1/virtual-account/transactionId")
  .header("Authorization", "Bearer <token>")
  .asString();
```

```php 200 Success (funded)
<?php
require_once('vendor/autoload.php');

$client = new \GuzzleHttp\Client();

$response = $client->request('GET', 'https://shimi-waas-api-9493532b9281.herokuapp.com/api/v1/virtual-account/transactionId', [
  'headers' => [
    'Authorization' => 'Bearer <token>',
  ],
]);

echo $response->getBody();
```

```csharp 200 Success (funded)
using RestSharp;

var client = new RestClient("https://shimi-waas-api-9493532b9281.herokuapp.com/api/v1/virtual-account/transactionId");
var request = new RestRequest(Method.GET);
request.AddHeader("Authorization", "Bearer <token>");
IRestResponse response = client.Execute(request);
```

```swift 200 Success (funded)
import Foundation

let headers = ["Authorization": "Bearer <token>"]

let request = NSMutableURLRequest(url: NSURL(string: "https://shimi-waas-api-9493532b9281.herokuapp.com/api/v1/virtual-account/transactionId")! as URL,
                                        cachePolicy: .useProtocolCachePolicy,
                                    timeoutInterval: 10.0)
request.httpMethod = "GET"
request.allHTTPHeaderFields = headers

let session = URLSession.shared
let dataTask = session.dataTask(with: request as URLRequest, completionHandler: { (data, response, error) -> Void in
  if (error != nil) {
    print(error as Any)
  } else {
    let httpResponse = response as? HTTPURLResponse
    print(httpResponse)
  }
})

dataTask.resume()
```