> For clean Markdown of any page, append .md to the page URL.
> For a complete documentation index, see https://docs.shimi.cash/api-reference/shimi-api/corporate-accounts/validate-corporate-kycotp/llms.txt.
> For AI client integration (Claude Code, Cursor, etc.), connect to the MCP server at https://docs.shimi.cash/_mcp/server.

# Validate Corporate KYC OTP

POST https://shimi-waas-api-9493532b9281.herokuapp.com/api/v1/coop/validate-kyc
Content-Type: application/json

Confirms the OTP and finalises BVN verification. Returns a `kyc_id` — pass this into **Create Corporate Sub-account**.

**Body**

| Field        | Type   | Required | Rules                                                                                                       |
| ------------ | ------ | -------- | ----------------------------------------------------------------------------------------------------------- |
| `session_id` | string | yes\*    | Session id from **Initiate Corporate KYC**. \*`kyc_id` is accepted as an alias when `session_id` is absent. |
| `otp`        | string | yes      | OTP received on the BVN phone. Not validated locally - it is sent straight to the provider.                 |

**Behaviour**

* On success a final corporate KYC record is created and the session is marked `VERIFIED`. The returned `data.kyc_id` is a **new id (different from `session_id`)** - store it and pass it to **Create Corporate Sub-account**.
* A wrong, expired or missing OTP all return the same `400 BVN OTP validation failed`; the session stays open, so you can call **Resend Corporate KYC OTP** (subject to the attempt limit) and try again. Validate calls themselves are not counted against the attempt limit.
* Calling again after success does **not** return the existing kyc\_id: the session is no longer awaiting an OTP and the request fails.
* Unknown/foreign session (`Session not found`, 404) and already-verified session (`Session not awaiting OTP`, 400) are raised outside any error handler in the current build, so they are not returned as the standard JSON envelope - expect a framework default error response (or a timeout) rather than `{status,message}`.

Reference: https://docs.shimi.cash/api-reference/shimi-api/corporate-accounts/validate-corporate-kycotp

## Authentication

- `Authorization` header (bearer token, required) — Access token from Generate Access Token (valid 15 minutes).

## Request

### Body (application/json)

This endpoint expects an object.

- `session_id` (string, optional)
- `otp` (string, optional)

## Response

### 200

OK

- `status` (string, optional)
- `message` (string, optional)
- `data` (CoopValidateKycPostResponsesContentApplicationJsonSchemaData, optional)

## Errors

### 400 Bad Request Error

Bad Request

- `status` (string, optional)
- `message` (string, optional)

### 401 Unauthorized Error

Unauthorized

- `message` (string, optional)

### 403 Forbidden Error

Invalid or expired access token / KYB not approved / Account deactivated

- `message` (string, optional)
- `code` (string, optional)
- `kybStatus` (string, optional)

## Types

### CoopValidateKycPostResponsesContentApplicationJsonSchemaData

- `kyc_id` (string, optional)

## Examples

### 200 BVN verified

**Response**

```json
{
  "status": "success",
  "message": "BVN verified",
  "data": {
    "kyc_id": "cm9x4p8rt0004qy8lw6c5d0ka"
  }
}
```

**SDK Code**

```python 200 BVN verified
import requests

url = "https://shimi-waas-api-9493532b9281.herokuapp.com/api/v1/coop/validate-kyc"

headers = {"Authorization": "Bearer <token>"}

response = requests.post(url, headers=headers)

print(response.json())
```

```javascript 200 BVN verified
const url = 'https://shimi-waas-api-9493532b9281.herokuapp.com/api/v1/coop/validate-kyc';
const options = {method: 'POST', headers: {Authorization: 'Bearer <token>'}};

try {
  const response = await fetch(url, options);
  const data = await response.json();
  console.log(data);
} catch (error) {
  console.error(error);
}
```

```go 200 BVN verified
package main

import (
	"fmt"
	"net/http"
	"io"
)

func main() {

	url := "https://shimi-waas-api-9493532b9281.herokuapp.com/api/v1/coop/validate-kyc"

	req, _ := http.NewRequest("POST", url, nil)

	req.Header.Add("Authorization", "Bearer <token>")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(res)
	fmt.Println(string(body))

}
```

```ruby 200 BVN verified
require 'uri'
require 'net/http'

url = URI("https://shimi-waas-api-9493532b9281.herokuapp.com/api/v1/coop/validate-kyc")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["Authorization"] = 'Bearer <token>'

response = http.request(request)
puts response.read_body
```

```java 200 BVN verified
import com.mashape.unirest.http.HttpResponse;
import com.mashape.unirest.http.Unirest;

HttpResponse<String> response = Unirest.post("https://shimi-waas-api-9493532b9281.herokuapp.com/api/v1/coop/validate-kyc")
  .header("Authorization", "Bearer <token>")
  .asString();
```

```php 200 BVN verified
<?php
require_once('vendor/autoload.php');

$client = new \GuzzleHttp\Client();

$response = $client->request('POST', 'https://shimi-waas-api-9493532b9281.herokuapp.com/api/v1/coop/validate-kyc', [
  'headers' => [
    'Authorization' => 'Bearer <token>',
  ],
]);

echo $response->getBody();
```

```csharp 200 BVN verified
using RestSharp;

var client = new RestClient("https://shimi-waas-api-9493532b9281.herokuapp.com/api/v1/coop/validate-kyc");
var request = new RestRequest(Method.POST);
request.AddHeader("Authorization", "Bearer <token>");
IRestResponse response = client.Execute(request);
```

```swift 200 BVN verified
import Foundation

let headers = ["Authorization": "Bearer <token>"]

let request = NSMutableURLRequest(url: NSURL(string: "https://shimi-waas-api-9493532b9281.herokuapp.com/api/v1/coop/validate-kyc")! as URL,
                                        cachePolicy: .useProtocolCachePolicy,
                                    timeoutInterval: 10.0)
request.httpMethod = "POST"
request.allHTTPHeaderFields = headers

let session = URLSession.shared
let dataTask = session.dataTask(with: request as URLRequest, completionHandler: { (data, response, error) -> Void in
  if (error != nil) {
    print(error as Any)
  } else {
    let httpResponse = response as? HTTPURLResponse
    print(httpResponse)
  }
})

dataTask.resume()
```

### Corporate Accounts_validateCorporateKYCOTP_example

**Request**

```json
{
  "session_id": "{{session_id}}",
  "otp": "123456"
}
```

**Response**

```json
{
  "status": "success",
  "message": "BVN verified",
  "data": {
    "kyc_id": "cm9x4p8rt0004qy8lw6c5d0ka"
  }
}
```

**SDK Code**

```python Corporate Accounts_validateCorporateKYCOTP_example
import requests

url = "https://shimi-waas-api-9493532b9281.herokuapp.com/api/v1/coop/validate-kyc"

payload = {
    "session_id": "{{session_id}}",
    "otp": "123456"
}
headers = {
    "Authorization": "Bearer <token>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.json())
```

```javascript Corporate Accounts_validateCorporateKYCOTP_example
const url = 'https://shimi-waas-api-9493532b9281.herokuapp.com/api/v1/coop/validate-kyc';
const options = {
  method: 'POST',
  headers: {Authorization: 'Bearer <token>', 'Content-Type': 'application/json'},
  body: '{"session_id":"{{session_id}}","otp":"123456"}'
};

try {
  const response = await fetch(url, options);
  const data = await response.json();
  console.log(data);
} catch (error) {
  console.error(error);
}
```

```go Corporate Accounts_validateCorporateKYCOTP_example
package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://shimi-waas-api-9493532b9281.herokuapp.com/api/v1/coop/validate-kyc"

	payload := strings.NewReader("{\n  \"session_id\": \"{{session_id}}\",\n  \"otp\": \"123456\"\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("Authorization", "Bearer <token>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(res)
	fmt.Println(string(body))

}
```

```ruby Corporate Accounts_validateCorporateKYCOTP_example
require 'uri'
require 'net/http'

url = URI("https://shimi-waas-api-9493532b9281.herokuapp.com/api/v1/coop/validate-kyc")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"session_id\": \"{{session_id}}\",\n  \"otp\": \"123456\"\n}"

response = http.request(request)
puts response.read_body
```

```java Corporate Accounts_validateCorporateKYCOTP_example
import com.mashape.unirest.http.HttpResponse;
import com.mashape.unirest.http.Unirest;

HttpResponse<String> response = Unirest.post("https://shimi-waas-api-9493532b9281.herokuapp.com/api/v1/coop/validate-kyc")
  .header("Authorization", "Bearer <token>")
  .header("Content-Type", "application/json")
  .body("{\n  \"session_id\": \"{{session_id}}\",\n  \"otp\": \"123456\"\n}")
  .asString();
```

```php Corporate Accounts_validateCorporateKYCOTP_example
<?php
require_once('vendor/autoload.php');

$client = new \GuzzleHttp\Client();

$response = $client->request('POST', 'https://shimi-waas-api-9493532b9281.herokuapp.com/api/v1/coop/validate-kyc', [
  'body' => '{
  "session_id": "{{session_id}}",
  "otp": "123456"
}',
  'headers' => [
    'Authorization' => 'Bearer <token>',
    'Content-Type' => 'application/json',
  ],
]);

echo $response->getBody();
```

```csharp Corporate Accounts_validateCorporateKYCOTP_example
using RestSharp;

var client = new RestClient("https://shimi-waas-api-9493532b9281.herokuapp.com/api/v1/coop/validate-kyc");
var request = new RestRequest(Method.POST);
request.AddHeader("Authorization", "Bearer <token>");
request.AddHeader("Content-Type", "application/json");
request.AddParameter("application/json", "{\n  \"session_id\": \"{{session_id}}\",\n  \"otp\": \"123456\"\n}", ParameterType.RequestBody);
IRestResponse response = client.Execute(request);
```

```swift Corporate Accounts_validateCorporateKYCOTP_example
import Foundation

let headers = [
  "Authorization": "Bearer <token>",
  "Content-Type": "application/json"
]
let parameters = [
  "session_id": "{{session_id}}",
  "otp": "123456"
] as [String : Any]

let postData = JSONSerialization.data(withJSONObject: parameters, options: [])

let request = NSMutableURLRequest(url: NSURL(string: "https://shimi-waas-api-9493532b9281.herokuapp.com/api/v1/coop/validate-kyc")! as URL,
                                        cachePolicy: .useProtocolCachePolicy,
                                    timeoutInterval: 10.0)
request.httpMethod = "POST"
request.allHTTPHeaderFields = headers
request.httpBody = postData as Data

let session = URLSession.shared
let dataTask = session.dataTask(with: request as URLRequest, completionHandler: { (data, response, error) -> Void in
  if (error != nil) {
    print(error as Any)
  } else {
    let httpResponse = response as? HTTPURLResponse
    print(httpResponse)
  }
})

dataTask.resume()
```