> For clean Markdown of any page, append .md to the page URL.
> For a complete documentation index, see https://docs.shimi.cash/api-reference/shimi-api/card-issuing/create-card-customer/llms.txt.
> For AI client integration (Claude Code, Cursor, etc.), connect to the MCP server at https://docs.shimi.cash/_mcp/server.

# Create Card Customer

POST https://shimi-waas-api-9493532b9281.herokuapp.com/api/v1/card/create-customer
Content-Type: application/json

Registers a customer with the card issuing provider. Do this once per customer before issuing a card.

**Body (JSON)** — all fields required (presence check only; no Joi schema):

| Field        | Type   | Notes                                                   |
| ------------ | ------ | ------------------------------------------------------- |
| `customerId` | string | ID of an existing customer that belongs to your company |
| `street`     | string | Billing address line 1                                  |
| `lga`        | string | Sent to provider as billing address line 2              |
| `city`       | string |                                                         |
| `state`      | string |                                                         |
| `country`    | string | e.g. `NG`                                               |
| `postalCode` | string |                                                         |

The customer's first/last name, email and mobile number are taken from the customer record. Call once per customer; a second call returns 400 `Customer already exist, proceed to generate a card...`. Returns **201** with no `data` object.

> All errors from this folder use `{ "status": "error", "message": "..." }` and are returned as **HTTP 400** (including "Card not found" — there is no 404). Success bodies use `status: "success"` (not `success: true` like the VTU endpoints).

Reference: https://docs.shimi.cash/api-reference/shimi-api/card-issuing/create-card-customer

## Authentication

- `Authorization` header (bearer token, required) — Access token from Generate Access Token (valid 15 minutes).

## Request

### Body (application/json)

This endpoint expects an object.

- `customerId` (string, optional)
- `state` (string, optional)
- `country` (string, optional)
- `city` (string, optional)
- `street` (string, optional)
- `postalCode` (string, optional)
- `lga` (string, optional)

## Response

### 201

Created

- `status` (string, optional)
- `message` (string, optional)

## Errors

### 400 Bad Request Error

Missing fields / Customer not found / Already registered / Provider error

- `status` (string, optional)
- `message` (string, optional)

### 401 Unauthorized Error

Unauthorized

- `message` (string, optional)

### 403 Forbidden Error

Invalid or expired access token / KYB not approved / Account deactivated

- `message` (string, optional)
- `code` (string, optional)
- `kybStatus` (string, optional)

## Examples

### 201 Created

**Response**

```json
{
  "status": "success",
  "message": "Customer created successfully, proceed to generate a card"
}
```

**SDK Code**

```python 201 Created
import requests

url = "https://shimi-waas-api-9493532b9281.herokuapp.com/api/v1/card/create-customer"

headers = {"Authorization": "Bearer <token>"}

response = requests.post(url, headers=headers)

print(response.json())
```

```javascript 201 Created
const url = 'https://shimi-waas-api-9493532b9281.herokuapp.com/api/v1/card/create-customer';
const options = {method: 'POST', headers: {Authorization: 'Bearer <token>'}};

try {
  const response = await fetch(url, options);
  const data = await response.json();
  console.log(data);
} catch (error) {
  console.error(error);
}
```

```go 201 Created
package main

import (
	"fmt"
	"net/http"
	"io"
)

func main() {

	url := "https://shimi-waas-api-9493532b9281.herokuapp.com/api/v1/card/create-customer"

	req, _ := http.NewRequest("POST", url, nil)

	req.Header.Add("Authorization", "Bearer <token>")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(res)
	fmt.Println(string(body))

}
```

```ruby 201 Created
require 'uri'
require 'net/http'

url = URI("https://shimi-waas-api-9493532b9281.herokuapp.com/api/v1/card/create-customer")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["Authorization"] = 'Bearer <token>'

response = http.request(request)
puts response.read_body
```

```java 201 Created
import com.mashape.unirest.http.HttpResponse;
import com.mashape.unirest.http.Unirest;

HttpResponse<String> response = Unirest.post("https://shimi-waas-api-9493532b9281.herokuapp.com/api/v1/card/create-customer")
  .header("Authorization", "Bearer <token>")
  .asString();
```

```php 201 Created
<?php
require_once('vendor/autoload.php');

$client = new \GuzzleHttp\Client();

$response = $client->request('POST', 'https://shimi-waas-api-9493532b9281.herokuapp.com/api/v1/card/create-customer', [
  'headers' => [
    'Authorization' => 'Bearer <token>',
  ],
]);

echo $response->getBody();
```

```csharp 201 Created
using RestSharp;

var client = new RestClient("https://shimi-waas-api-9493532b9281.herokuapp.com/api/v1/card/create-customer");
var request = new RestRequest(Method.POST);
request.AddHeader("Authorization", "Bearer <token>");
IRestResponse response = client.Execute(request);
```

```swift 201 Created
import Foundation

let headers = ["Authorization": "Bearer <token>"]

let request = NSMutableURLRequest(url: NSURL(string: "https://shimi-waas-api-9493532b9281.herokuapp.com/api/v1/card/create-customer")! as URL,
                                        cachePolicy: .useProtocolCachePolicy,
                                    timeoutInterval: 10.0)
request.httpMethod = "POST"
request.allHTTPHeaderFields = headers

let session = URLSession.shared
let dataTask = session.dataTask(with: request as URLRequest, completionHandler: { (data, response, error) -> Void in
  if (error != nil) {
    print(error as Any)
  } else {
    let httpResponse = response as? HTTPURLResponse
    print(httpResponse)
  }
})

dataTask.resume()
```

### Card Issuing_createCardCustomer_example

**Request**

```json
{
  "customerId": "{{customer_id}}",
  "state": "Lagos",
  "country": "NG",
  "city": "Ikeja",
  "street": "1 Example Street",
  "postalCode": "100001",
  "lga": "Ikeja"
}
```

**Response**

```json
{
  "status": "success",
  "message": "Customer created successfully, proceed to generate a card"
}
```

**SDK Code**

```python Card Issuing_createCardCustomer_example
import requests

url = "https://shimi-waas-api-9493532b9281.herokuapp.com/api/v1/card/create-customer"

payload = {
    "customerId": "{{customer_id}}",
    "state": "Lagos",
    "country": "NG",
    "city": "Ikeja",
    "street": "1 Example Street",
    "postalCode": "100001",
    "lga": "Ikeja"
}
headers = {
    "Authorization": "Bearer <token>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.json())
```

```javascript Card Issuing_createCardCustomer_example
const url = 'https://shimi-waas-api-9493532b9281.herokuapp.com/api/v1/card/create-customer';
const options = {
  method: 'POST',
  headers: {Authorization: 'Bearer <token>', 'Content-Type': 'application/json'},
  body: '{"customerId":"{{customer_id}}","state":"Lagos","country":"NG","city":"Ikeja","street":"1 Example Street","postalCode":"100001","lga":"Ikeja"}'
};

try {
  const response = await fetch(url, options);
  const data = await response.json();
  console.log(data);
} catch (error) {
  console.error(error);
}
```

```go Card Issuing_createCardCustomer_example
package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://shimi-waas-api-9493532b9281.herokuapp.com/api/v1/card/create-customer"

	payload := strings.NewReader("{\n  \"customerId\": \"{{customer_id}}\",\n  \"state\": \"Lagos\",\n  \"country\": \"NG\",\n  \"city\": \"Ikeja\",\n  \"street\": \"1 Example Street\",\n  \"postalCode\": \"100001\",\n  \"lga\": \"Ikeja\"\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("Authorization", "Bearer <token>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(res)
	fmt.Println(string(body))

}
```

```ruby Card Issuing_createCardCustomer_example
require 'uri'
require 'net/http'

url = URI("https://shimi-waas-api-9493532b9281.herokuapp.com/api/v1/card/create-customer")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"customerId\": \"{{customer_id}}\",\n  \"state\": \"Lagos\",\n  \"country\": \"NG\",\n  \"city\": \"Ikeja\",\n  \"street\": \"1 Example Street\",\n  \"postalCode\": \"100001\",\n  \"lga\": \"Ikeja\"\n}"

response = http.request(request)
puts response.read_body
```

```java Card Issuing_createCardCustomer_example
import com.mashape.unirest.http.HttpResponse;
import com.mashape.unirest.http.Unirest;

HttpResponse<String> response = Unirest.post("https://shimi-waas-api-9493532b9281.herokuapp.com/api/v1/card/create-customer")
  .header("Authorization", "Bearer <token>")
  .header("Content-Type", "application/json")
  .body("{\n  \"customerId\": \"{{customer_id}}\",\n  \"state\": \"Lagos\",\n  \"country\": \"NG\",\n  \"city\": \"Ikeja\",\n  \"street\": \"1 Example Street\",\n  \"postalCode\": \"100001\",\n  \"lga\": \"Ikeja\"\n}")
  .asString();
```

```php Card Issuing_createCardCustomer_example
<?php
require_once('vendor/autoload.php');

$client = new \GuzzleHttp\Client();

$response = $client->request('POST', 'https://shimi-waas-api-9493532b9281.herokuapp.com/api/v1/card/create-customer', [
  'body' => '{
  "customerId": "{{customer_id}}",
  "state": "Lagos",
  "country": "NG",
  "city": "Ikeja",
  "street": "1 Example Street",
  "postalCode": "100001",
  "lga": "Ikeja"
}',
  'headers' => [
    'Authorization' => 'Bearer <token>',
    'Content-Type' => 'application/json',
  ],
]);

echo $response->getBody();
```

```csharp Card Issuing_createCardCustomer_example
using RestSharp;

var client = new RestClient("https://shimi-waas-api-9493532b9281.herokuapp.com/api/v1/card/create-customer");
var request = new RestRequest(Method.POST);
request.AddHeader("Authorization", "Bearer <token>");
request.AddHeader("Content-Type", "application/json");
request.AddParameter("application/json", "{\n  \"customerId\": \"{{customer_id}}\",\n  \"state\": \"Lagos\",\n  \"country\": \"NG\",\n  \"city\": \"Ikeja\",\n  \"street\": \"1 Example Street\",\n  \"postalCode\": \"100001\",\n  \"lga\": \"Ikeja\"\n}", ParameterType.RequestBody);
IRestResponse response = client.Execute(request);
```

```swift Card Issuing_createCardCustomer_example
import Foundation

let headers = [
  "Authorization": "Bearer <token>",
  "Content-Type": "application/json"
]
let parameters = [
  "customerId": "{{customer_id}}",
  "state": "Lagos",
  "country": "NG",
  "city": "Ikeja",
  "street": "1 Example Street",
  "postalCode": "100001",
  "lga": "Ikeja"
] as [String : Any]

let postData = JSONSerialization.data(withJSONObject: parameters, options: [])

let request = NSMutableURLRequest(url: NSURL(string: "https://shimi-waas-api-9493532b9281.herokuapp.com/api/v1/card/create-customer")! as URL,
                                        cachePolicy: .useProtocolCachePolicy,
                                    timeoutInterval: 10.0)
request.httpMethod = "POST"
request.allHTTPHeaderFields = headers
request.httpBody = postData as Data

let session = URLSession.shared
let dataTask = session.dataTask(with: request as URLRequest, completionHandler: { (data, response, error) -> Void in
  if (error != nil) {
    print(error as Any)
  } else {
    let httpResponse = response as? HTTPURLResponse
    print(httpResponse)
  }
})

dataTask.resume()
```